• The withdrawal facility is now available to all investors with an AML/KYC verified account

Important update

Important update


Damian Webb, Phillip Sykes and Mark Wilson, all of RSM UK Restructuring Advisory LLP were appointed Joint Administrators of:

  • Lendy Limited (“Lendy”)
  • Saving Stream Security Holdings Limited (“Saving Stream”)
  • Lendy Provision Reserve Limited (“Reserve”) (Collectively known as the “Companies”)

on 24 May 2019, by order of the Court following an application by the Director. The Joint Administrators are working closely with the Financial Conduct Authority, who consented to their appointment over the Companies.

Reserve moved from Administration to Creditors’ Voluntary Liquidation on 7 May 2020 and the Liquidation closed on 20 December 2022.

Conflict Administrators

Chris Laverty, Trevor O’Sullivan and Helen Dale of Grant Thornton UK LLP have been appointed as Conflict Administrators in relation to Saving Stream on 26 July 2019.

As a result of Trevor O’Sullivan leaving Grant Thornton UK LLP, by Court Order dated 27 June 2022 he was removed as Joint Conflict Administrator. A Notice to this effect was advertised in the London Gazette, and in accordance with the terms of the Order, he was released from office with effect from the date of the order.

Investor Correspondence

This website is being used to provide investors and creditors with information and is being updated when information becomes available on the Administrations of Lendy and Saving Stream.

The Joint Administrators have a dedicated email address ([email protected])  for investors and creditors to contact the Administration team.

However, the Joint Administrators’ six monthly progress reports provide more detail regarding the Administration and are available to download on this website.

The Lendy Customer Support Team

Please note, the [email protected] email address should be used for Know Your Customer / Anti-Money Laundering-related queries only. For all other queries please contact the team at [email protected].

Money Laundering Checks

The Lendy team will continue liaising with individuals who currently have not fulfilled the money laundering checks. Please assist the team as this will accelerate the process.

Regrettably, these final checks are a manual exercise, hence it will take some time to complete these processes.

To confirm, the email address that investors will receive an email from requesting further documentation from the Verification team is [email protected].

Change in bank account details

If your bank account details have changed from the ones registered on your Lendy account, please inform us using the [email protected] email address.

Please ensure you provide evidence (such as a copy of a recent bank statement) to allow us to update your account details accordingly.


The withdrawal facility is available to investors who have cleared the anti-money laundering checks.

The remaining team consists of skeleton staff and therefore investors should expect an extended lead time for withdrawal requests to be processed and payments made.

The affairs, business and assets of the Lendy and Saving Stream are being managed by the Joint Administrators Damian Webb, Phillip Sykes and Mark Wilson who act as agents and without personal liability.

Damian Webb, Phillip Sykes and Mark Wilson are licensed as Insolvency Practitioners in the United Kingdom by the Institute of Chartered Accountants in England and Wales

Chris Laverty and Helen Dale are licensed as Insolvency Practitioners in the United Kingdom by the Institute of Chartered Accountants in England and Wales

Investor Updates

We believe we’ve got the strongest hand to help you win!

We provide fast finance for the small to the very big, and from the ordinary to the extraordinary.

Competitively priced loans

As featured in:


Simply, development and refurbishment finance you can trust.

Lendy offers a complete range of property development and refurbishment finance solutions for every type and stage of project.

  • Build on sound foundations with certainty of funding and rates from 0.7%
  • Potentially unlimited funds from new funding line
  • 70% LTV on first charge
  • 60% LTV on second
  • 100% max loan to cost
  • Flexible rates to match individual requirements
  • Over £392m lent to date

"Using Lendy, you know where you are from the outset, unlike a big corporate bank we can speak to the relevant people and have a conference call with the client…so we can talk to decision makers"



Find out what our borrowers think


Products we offer


Development finance is designed for the experienced property developer with a strong working knowledge of the market, expertise in developing property, and have good financial standing. Development loans can provide up to 70% of the Gross Development Value (GDV) which may include a roll up of interest and associated costs into the facility.

Large multi-unit block developments may require pre-sale of phases before funding can progress to the next.


Light refurbishment can be used to purchase, or remortgage, a property needing limited repairs, redecoration and refurbishment. It is suitable for most single dwelling buy to let investment property and HMOs.


Medium refurbishment is ideal for property developers who require a facility to carry out remedial building work, renovation or for converting a property where planning consent is already granted.

The refurb may include non- structural conversion of a single building into multiple letting units such as self-contained ats or a multi-tenancy home of multiple occupation (HMO) where internal con guration may be necessary.


Heavy refurbishment products are suitable for experienced property developers with a proven track record of property refurbishment. The facility is suitable for developers who require finance to carry out property refurbishment incorporating some structural building work or to convert a property for residential use.

The refurb may include converting a single building into multiple letting units, self- contained ats or as home of multiple occupation (HMO) accommodation with multiple tenancies.

Only available to experienced clients


This is ideal for customers looking to secure the purchase or refinance of a residential or investment property including chain break while another property is being sold, raising funds for short term requirements, auction purchase, and meeting short-term transaction deadlines.

For the avoidance of doubt, bridging include loans with no repair or development budget.

Why borrow?

There’s great benefits

Faster turnaround


Faster turnaround

If time is of the essence Lendy can act fast, enabling you to meet your deadlines.

Helping hand


Helping hand

Lendy will work with you to ensure your application is assessed professionally and efficiently.

Better service


Better service

Every borrower benefits from our great service. You'll always get an honest answer. And we'll keep you informed from start to finish.

Growing together


Growing together

We're growing and evolving our broker partnerships and are committed to support them as they continue to grow their businesses'.