Lendy and Saving Stream are trading names of Lendy Ltd, a company incorporated in England and Wales with company number 8244913 whose registered office is Brankesmere House, Queens Crescent, Southsea, Portsmouth, PO5 3HT ("We"). We are committed to protecting and respecting your privacy.
This policy (together with our Lender Terms and Conditions) sets out the basis on which any personal data we collect from you, or that you provide to us, will be processed by us. Please read the following carefully to understand our views and practices regarding your personal data and how we will treat it. By visiting https://lendy.co.uk/ you are accepting and consenting to the practices described in this policy.
For the purpose of the Data Protection Act 1998 (the "Act"), the data controller is Lendy Ltd.
We may collect and process the following data about you:
This website uses tracking software to monitor its visitors to better understand how they use it. The software will save a cookie to your computers hard drive in order to track and monitor your engagement and usage of the website, but will not store, save or collect personal information.
A cookie is a small file of letters and numbers that we store on your browser or the hard drive of your computer if you agree. Cookies contain information that is transferred to your computer’s hard drive.
We use the following cookies:
You can find more information about the individual cookies we use and the purposes for which we use them in the table below:
|Device||Device||Store device UUID which allows you to restrict account access to particular devices.||Expires after 365 days.|
|Affiliate||Affiliate||Stores ID of referring affiliate.||Expires after 365 days.|
|View-preference||View-preference||Stores view preference for data collections.||Does not expire.|
|PHPSESSID||Session||Identifies current session.||Expires after session.|
|initialReferrer||Initial Referrer||Stores URL of initial referrer.||Expires after 365 days.|
You block cookies by activating the setting on your browser that allows you to refuse the setting of all or some cookies. However, if you use your browser settings to block all cookies (including essential cookies) you may not be able to access all or parts of our site.
Except for essential cookies, all cookies will expire after the periods set out in the table above.
We use information held about you in the following ways:
We may share your personal information with any member of our group, which means our subsidiaries, our ultimate holding company and its subsidiaries, as defined in section 1159 of the UK Companies Act 2006. We will also share your information with Saving Stream Security Holding Limited which acts as security trustee on behalf of lenders in relation to any security held in respect of the loan and will also enforce any security on behalf of lenders under instruction from Lendy.
The Act gives you the right to access information held about you. Your right of access can be exercised in accordance with the Act. Any access request may be subject to a fee of £10 to meet our costs in providing you with details of the information we hold about you.